All your accounts
Cash, bank, mobile wallets and cards, with balances that always add up.
Free · Offline · Private
Know where your money goes. Keep it to yourself.
Track daily spending, budgets, investments, loans and savings goals in any currency. No account, no ads, no cloud. Everything stays on your phone.
Version 1.0.1 · Android 7.0+ · 13 MB · Checksum · How to install · iPhone: add the web app to your home screen
150+currencies
0trackers or ads
100%works offline
Freeno subscription
Daily tracking
Log spending in a few taps
Tap the big plus button from anywhere, enter the amount, pick a category, done. Everything lands in a clean list grouped by day.
- Categories, sub-categories, notes and tags
- Transfers between accounts never count as spending
- Search and filter by date, account or category
Budgets
Budgets that speak up before you overspend
Set a monthly limit for each category. The bar turns amber at 80% and red when you go over.
- Sub-category spending counts toward the parent
- Copy last month’s budgets in one tap
- See exactly how much is left
Investments
See if your investments really make money
Record buys, sales, dividends and fees, update the value now and then, and get your true profit and return.
- Works for stocks, funds, deposits, gold, crypto, property or a side business
- Profit counts fees and everything you got back
- Value-over-time chart for each holding
And everything else you need
One app instead of a notebook, a spreadsheet and three reminders.
Loans, both ways
Money you lent and borrowed, repayments, what’s still owed and what’s overdue.
Savings goals
Set a target and a date, add money as you save, and watch the bar fill up.
Recurring items
Rent, salary and subscriptions are added on schedule, and missed days are caught up.
Reports
Income, spending, savings rate and categories for any date range.
Backup you control
Export a backup file or CSV whenever you want, and restore it on a new phone.
Private by design
Your finances are nobody else’s business
Money Manager has no servers to send your data to. Your records live in a database on your phone, and you decide when to make a backup and where to keep it.
Read the privacy policy- No account, sign-in or email
- No ads, analytics or tracking
- No network requests, ever
- Optional PIN lock
- Light and dark themes
Start in under a minute
Pick your currency, enter what’s in your wallet, and you’re set. Remember to back up now and then: there’s no cloud copy.
Free. No account needed.